Let me concur with AtlDave. There's a lot to be learned here, but everything should be weighed in the balance of what's right for you, your H, and your own personal sitch.
Don't give up the ship. Hang around a while. Read. Post. Don't take anything as gospel - nothing works for everybody. If there was a sure-fire magic bullet, somebody here would have written a book about it and retired with mountains of wealth. But having said that, there are people here who have had success that I haven't even dared to imagine in my own R. So don't let one or two replies put you off. Hang in there - you CAN learn something here.
