Azure, I've been behind as well. Hope you're doing okay, esp with the stress of BIL's service. I know that you cared for him too so it's all more complex than just your R with H and the sitch.....I'm just so sorry for the whole thing. What a tragedy.
I liked the discussion about DB'ing and one-down or one-up and your sense that you have benefited from it personally. Gotta say, I still don't quite get your H's perspective in all this....MLC? seems like the best answer as it can be a catch-all.....I can sure give you a good story about my H and his unhappinesses, but your H never really answered that question, did he.....oh well, ultimately we cannot control them and that is the biggest lesson of all (at least for me ).
Be well, GBO
PS Maybe we can get together sometime in the next week?