Just remember a lot of therapists will get stuck in a feedback loop, it's easier for them to scratch surface level stuff and be reassuring and encouraging in their clients path, telling the patient that they need to confront the hard problems won't keep them in business as long. Someone who is undergoing this process will ignore the majority of useful feedback and focus squarely on validating words from the therapist. They in a ways become a gentle enabler. Just be observant of how she acts immediately after therapy sessions and it will generally be very indicative on what the focus of the sessions are. In the meanwhile keep improving yourself mentally and physically and be the best version of yourself. Do not do it for her or make it seem like you are doing it for her, this will in her mind create a contrast of the life she could have with you and without you. The more you try to protect her or stop her from making mistakes the more she will rebel, be cautious still with the financial aspect as any new debts and spending will become marital debt in your current circumstances. It's really hard to do whats best for her, but think of it this way. When you were growing up and your parents said no to you but did it for your own good, did that teach you valuable life lessons and make you a better person or not. A parent who spoils their child is trying to get instant gratification but the one who makes the hard choice of teaching a hard lesson will be over time seen as the better parent.
Hopefully we all come out of this better people and with our desired outcomes. On the bright side I'm not sure where you are but try to enjoy the upcoming weather and have nature work it's miracles in healing you and giving you hope. Spring is a sign of rebirth after all
