I certainly wouldn’t be picking up her broken pieces Rock. She’s using you as her crutch and you’re no longer her H so why is she even asking when I’m sure she has friends etc she can turn to. I would be letting her find her own counsellor, letting her seek her own financial advice and certainly be taking her out as any beneficiary.
M:41 H:48 T:20. M:16.5 BD: 15/12/22 -moved out 17/3/2023