Steve,

I understand what you're saying. But the legal separation happened three years ago, which was six weeks into my sitch and I have 50/50 custody of my children. If I file for D, the Court has the power to set aside the custody order and reduce the time I have with my children. She has a big financial incentive to reduce the time I have with my children, especially if she is losing her health, dental, vision, and life insurance among other things. And I don't want to risk losing time with my children for whatever benefit being divorced has over being separated.

Spiral