Have you thought about meeting with a debt counsellor. That may not be the right title but I know there are people who will sit down with you, look at what you make and what you owe and help you come up with a solid plan on how to get back in control of things. They can also sometimes get some of your debt forgiven. That’s the case in Canada anyway.
Also…I still think it is worth an straightforward conversation with your ex about your situation and how you absolutely need more help with expenses. Or a letter detailing what you need from him? IF he can afford to take her on 10+ vacations, he can afford to pay more support. (((HUGS)))
