Core, your response completely confirmed my impression that you are depressed. But let’s talk about your investments for a moment - you do know, that if you’re diversified, you haven’t lost that money unless you pull it out of your investments? The market goes up and down - it’s never a straight line. You have a long time horizon. You shouldn’t be tying your mood to the swings of your retirement accounts at this age. I think the Mr Mustache site would help you.
I wish it would rebound. It may not this time, the whole market is rigged as we saw with the gamestop debacle. I invested in some impossible to lose stuff and it tanked for a year straight, I finally pulled those during a slight rebound and through the $ at my mortgage. Most of our paychecks wont make up for the inflation hit and we all lost a chunk of savings and 401ks from the inflation. Some of the market will come back for those that got in to things around 2008, its been disappointing to say the least!
As far as the per capita rates, I get what youre saying. Im an analyst, I how how the numbers are played with, and tinkered. Factors are omitted, or the data is changed to push a particular narrative. What I go by is lived experience. I have family and friends who work in probation, parole, sheriffs. They closed 6 jails and budget cup the cops here. We are advised to avoid certain areas for car jackings. There are parts that the cops just dont even go to anymore. My own school had one shooting when I was in it and I was in a good neighborhood. I went to a church deep in the city and brought my kids and we were approached multiple times by not well to do people. The sidewalks were covered in feces and half the places were boarded up. Its pretty 3rd world in a lot of the area.
As far as music goes, I found that study you mentioned before, its pretty cool. Totally outside the point to the study however I see it validating the old adage of men marry hoping she'll stay the same, and women marry hoping he'll change. Men, we like what we like, no need to change. If we're content with something, we have no drive to ruin it or progress away from what works.
H37, W37 D4, S2 ILYBNILWY 9/19 BD 9/19 EA discovered 10/19 Currently in limbo, no D or S process initiated
