Core - I think you sound depressed. And I’m a little concerned, by some of the things you think are signs of a terrible world. New music is terrible and new movies are degenerate? Do you realize how OLD that makes you sound? And do you realize that parents were saying the SAME thing about the classic music and movies YOU like when they were made?

Nobody is making you listen to that music or watch those movies. Why do you care if I do? If you happened to be in the bathroom with my trans son and his full beard you would never notice. I suspect you are overdosing on certain media sources whose entire focus is inducing rage. I suggest you turn them off, and since you are a Christian, devote some of your time to doing the Christ-like thing and help those less fortunate than yourself. You’ll feel better. And if medications haven’t helped you with your depression/anger at the world, consider exercise/sunlight/vitamin D/ SAMe/ B vitamins / whole food diet/ therapy.

As for your financial worries, I recommend Mr Money Mustache and the forums there. May help you see a way to that retirement goal of yours.