Lots of good advice coming your way. I only have one comment that I can contribute. My financial folks suggested a cash payout for alimony. Their reasoning was that if he didn't pay, I'd avoid the cost of going after it later. On the other hand, my L advised payments versus a lump sum. He said there is something they add to the agreement that would make it difficult on my H if he 1) tried to get paid less in order to pay less and 2) that the value over time is harder to quantify in a lump sum. Especially if my H's pay increased later but I based the lump sum off of his current earnings.
I am not sure what I am doing yet as things are just getting started for me, but it shows that these conversations need to be had with both your accountant or financial consultants as well as your L to decide the best scenario. Also, try not to get caught up in individual details. Try to look at what will be the best full settlement result. There are many ways to get you to that result. So a loss on one thing might be a gain on something else. Hopefully this info is helpful.
Hang in there,
El
Me 52, H 56 T10 M7, 2nd MR for both 2 Step Sons (19 and 21) BD: Fall 2020 D finalized: July 2022 XH Married AP soon after D day.