I wanted to either talk to H or my ATTY about a life ins. policy on D, because of the alimony. Thoughts? They way H is living right know, drinking, not eating healthy or taking care of himself. Also tonight it is snowing and blowing really bad in my area. Part of the highway is shut down, multiple car pile up. OW drives them around drunk all the time, complete idiot...what a chatch...
Your attorney would be the right person to talk to about what you want in a settlement.
If your XH would owe you $X/mo, and life insurance costs $Y/mo, I can't see him being opposed to giving you $(X-Y)/mo + insurance if you feel that works out best for you? You don't need to explain your reasons. That sounds more like an attempt to control XH than an attempt to settle finances in the way that works best for you in the long run.
If you feel your child's life is being put in danger, negotiate custody terms, not $$$.