I am all for guidance, advice and path forward. Right now it seems like I need to sit down with her, talk of where we are and whats happening. Then decide when to file for divorce, unless she throws a wrench in the fire and wants to reconcile, so we have ample time to get her health care looked into ( thats me ensuring she is covered properly without rushing into it). Shouldnt take long to find a health care plan. Then talk about plan going forward, B Days and all Holidays are separate. The girls will understand. Not very refined, this plan, but its a start to fine tune.