Glad things are looking up. I'm big into personal finance and like the "erase debt and save money? mantra! However...what does "IL" stand for? If it's in-laws, do you really want to move in with with ExW's parents? That seems potentially uncomfortable and maybe a way to keep Ex on the hook?
Me:39 Ex-W:37 M:7 T: 9 S:6 D:3 BD/IHS/Confirm EA/PA: Feb '20 OM1 affair ends: May '20 W/OM2 & moves out: June-July '20 W files for D: Jul20 OM2 confirmed: 9/2020 Divorced: May '21