Fingers and toes crossed for you! I agree with bttrfly that small local banks will definitely view YOU and not just numbers. Best wishes for a new house adventure.
Me 52, H53 Bomb drop 9/29/2014 Divorce from XH final 12/17/2014 Marriage #2 12/31/2019 5 adult (step)daughters (3 from XH's first marriage, 2 from current H's previous relationships) 6 grandkids