Fierce Gerda! You are truly a role model. I love the thought of that L crying. KML, thanks for sharing this site! I feel like you could be a financial planner yourself. D, I would love to share some shortcake with you. Eagle, thank you so much for the encouragement. I am on my phone and need to go back and properly re-read your posts. I can’t quote now since I’m starting a new thread. I will always be grateful to bttrfly for helping give me this heading. It remains my north star. Sage, I’m thinking about you and wondering how you are. Kindly, you too. (May, your thread is over 100, but I hope you are well think of you often. You too, WF.)
Gerda, the financial planner I referred to before actually happens to be a CDFA. He is the one who I spoke with briefly last year, who said don’t give up the pension. He seemed to pick up on the fact that I was feeling especially unworthy and tired and ready to be done with all this and wanted to shore me up. I’ve reached out to him for some help figuring out numbers (I’ve never talked specifics with him before), and he asked two questions I’m not sure how to answer:
“Did he provide you with what the monthly community property interest would be for the amount you would be entitled to, at retirement? Secondly, did he provide you with the present day value of the contract? In other words, what that future value would be in present day dollars.“
Do you know if there’s a way I can find this out on my own? I can talk with the CDFA about this when we set a meeting, but maybe all of you smart people can guide me beforehand.
