El hang in there. At least you have a plan. On the job, any chance to look for another one? I know the housing market is working against you (since prices are soaring) for buying a house, but the flip side is that the job market is booming. If you are a degreed, salary worker there are no shortage of jobs out there, and lots of opportunity for improving your situation.
M(53), W(54),D(19) M-23, T-25 Bomb Drop - Dec.23, 2017 Ring and Piecing since March 2018
