El, you sound so balanced and strong right now. I think you have been given such excellent advice and also seem like a plucky, growth-minded individual that is going to naturally fill in the gaps (the financial class you are taking has piqued my interest, thanks for sharing).
Apologies for the thread hijack, but I wanted to say thank you to Wayfarer for the absolutely stunning and insightful post. WF, you are such an amazing human being and your wisdom, compassion and beautiful perspective is an honor to read. Thank you for sharing your wisdom and approach, your family is so, so lucky to have you. As are we as readers on this forum.