Not to defend your dad, but I tend to be fairly risk adverse myself. I've been very blessed and do not have to worry about money, but I could have a lot more than I have if I was willing to take more of a risk. Putting 15k pounds (or $20k) in a basic account will not grow that money, but there is almost no risk of losing it either. I am not saying he is right and you are wrong, but I am saying that what he chooses isn't necessarily wrong either. It is all about what an individual chooses. In the U.S. I believe the market is way overvalued right now and that we are due for a 10-25% correction. I haven't followed the UK markets so the situation may be different.

Love the rest of your update! Keep up the good work.

Last edited by Steve85; 02/14/21 11:19 PM.

M(53), W(54),D(19)
M-23, T-25 Bomb Drop - Dec.23, 2017
Ring and Piecing since March 2018