Thank you all for the advice. I'll be using bits in pieces from each of you as I prepare my words.
Below some highlights that made me smile, and gave me encouragement.
OwnIt, “Forget the old. Don't bring up the past. Look forward, and not back.”
AndrewP- “Don’t show too much of your hand” Less is often more otherwise the ducks wander around and make a mess on the lawn. Given that you know him the best would you say that given a clear proposal he would take that and then go off and play with the fairies? Your own path will of course depend on where your own ducks roam.
job- “Try to keep things neutral and calm. The less you come out swinging the better your chances are of getting what you want or darn near close to what you want”.
DnJ- Open up a dialog and then be silent. Hopefully XH suggests something more or less in line with what you are considering. That would make it “his” idea, from his point of view. Remember to keep this business and focused on your goal. I would suggest you tell XH little. Simple and to open the door. See where he takes this. You know your goals. Work with whatever happens next, to reach them.
Kml: I suggest you have a very clear idea of the outcome you are shooting for before you discuss with him, and offer him a little less than what you are willing to settle for, to give him some wiggle room.
Bttrfly-i'm quite disappointed there are no literal ducks ...otherwise, carry on and good luck. you're getting great advice.
may22-YES. You got this. Just like you have taken care of everything else like a boss. The arecas, the job, the house. Imua!
Gerda- … There is no point in leaving things in his court. Use the agreement you already have and follow it, no grey areas, no tentative fears. He is not your king. He's just a guy who owns half your house and half your debts, and you have to make a deal to own it all.
I appreciate you all. ((( hugs)))
~Never Give Up ~ 2019 Mar BD June BD Dec Aow/xgf 2020 Jan he wants D Feb he flys2 ow Mar returns stuck here C19 Lckdwn Apr he leaves for work until Nov Oct D FINAL 2020 Living MY Happiest Life Ever