New Beginnings Pt 3

[Gerda]

I still don't understand why you don't just tell him you want to settle the house but you will be the buyer. Why are you being so tentative? It's your house too, and you already have an agreement about what happens when you sell it.

Hi, H -- I'm ready to settle the house, but with me buying out instead of a third party sale. I want to keep the status quo for D. I found a good appraiser; let me know if you want to get your own appraisal done and take the average, or if the one I found is enough. Once we have an appraised value, we can calculate the equity after debts and closing costs. Thanks.

There is no point in leaving things in his court. Use the agreement you already have and follow it, no grey areas, no tentative fears. He is not your king. He's just a guy who owns half your house and half your debts, and you have to make a deal to own it all.