Do not reveal your hand. One of the easiest and hardest things to do in leading and negotiating is let the other person speak first.
Open up a dialog and then be silent. Most people cannot take silence and fill it in. An emotional person will blurt out all kinds of things. Hopefully XH suggests something more or less in line with what you are considering. That would make it “his” idea, from his point of view. MLCers ping pong about quite a bit. Something they feel is from them has a better chance of them sticking to it.
Coming out guns a blazing will have XH dig in. Best to remain calm throughout the entire process.
As Own stated XH presumably wants off the loan and cash. Remember to keep this business and focused on your goal.
I would suggest you tell XH little. Simple and to open the door. Hi XH. Call me, I’d like to discuss the house.
See where he takes this. You know your goals. Work with whatever happens next, to reach them.
D
Feelings are fleeting. Be better, not bitter. Love the person, forgive the sin.