Okay, so, I throw out the bait for xh. He’s still a duck (THE BIG DUCK) And I’m Elmer J Fudd.. (most of you will get that reference…lol… Once xh takes the bait, then the negotiations really begin.
Wabbit season!
Originally Posted by CanBird
My loan lady suggested saying, “I’ve been pre-approved for a loan. I’d like to discuss the house”.
Don't show too much of your hand. Saying you've been pre-approved begs him to ask the question of "for how much".
One thing that worked with my ex-wife on the utility bills for example was pointing out that she had no control over them but was still responsible. She hustled and got her name off of those quickly.
I was pre-approved for probably 60% over what the equity was in the house. But my offer to my ex was for her portion of the equity and then I think about 10% more in case as a spousal payment. I rolled it all into my mortgage and still ended up with a good bit of room. That extra money though was very useful during bargaining as I knew exactly what my limits were.
I've not followed your story CanBird but if it follows the typical pattern your xh will just want to sever ties, not be responsible for any past debts and get what cash he can out of you. Some are nastier and want it all and to leave the behind spouse with nothing but from what I've seen most just want their precious freedom.
On BD H52, W50 T27, M26 S21, D23 BD-9-Mar-16 D-15-Jan-18 Final-19-Apr-18 I am a storyteller. The story may do you no good. But a story is never for the listener. It is always for the one who tells
