D - I don’t think she actually makes enough to qualify for a mortgage, so she would be depending on a family member to co-sign, which may or may not be an option. It’s a risky proposition. I agree that talking to the bank or a mortgage broker could give her a better idea of her options. A compromise might be to get ex to agree to staying on the mortgage, while she makes the payments and uses the rental income to keep up the property, then selling it in 1-2 years after she has more work track record. But he may not agree, he wants his cash.
