Another thing with your questions of what I am going to do with the knowledge of the awful credit and extra cards (all in his name). I have the same concerns of marital debt vs. his debt and paying the monkey to be off my back with IRS and other taxes.
We cannot qualify for a loan unless his bills get paid with the loan. So, that is my conundrum. This is where I need to speak with an atty. At BD2 remember he said he wants to keep me in the house and how much do I need monthly. Well, if we refi, a portion of that loan is his. Plus what guarantee do I have with an MLCer that he won’t touch the cards?
One thing that I KNOW he has not thought of, him buying a condo will not happen with his credit. I feel like a mom telling him, H if we get this loan we are paying off your debt. I need to know I can trust (HA!) you to not acquire anymore and after six months to a year, credit will be better. I also want in writing that $XX was paid off from the loan and that that will play into any D agreement about my due funds.
I know if I am talking about that I am bringing up R talk and I don’t want to do that either. SOS
