The reason I asked is because you seem to be suffering from PTSD. I know you think T treatments will cure you, but likely it won't. You've been through an emotionally traumatic experience and it is important that you deal with that properly.
$15k, when it comes to emotional and psychological health is immaterial in my opinion. I agree there are a lot of bad therapists out there. But would you stop buying and driving cars just because you had 5 bad cars? Keep looking, because when you find a good therapist it can make all the difference in the world!
If you have trouble getting a doctor to get you into low T therapy, look into a substance called shilajit. It is an organic compound from the Himalayan mountains. I started adding an 1/8th of a teaspoon of some extracted powder (the raw stuff can have metals so be careful) and feel that for my age my T levels are now really good and I see some big benefits from it (increase stamina, good gains from workouts, etc). Just a thought.
M(53), W(54),D(19) M-23, T-25 Bomb Drop - Dec.23, 2017 Ring and Piecing since March 2018