My guess? Anytime you get a text notification you think it is him, and are disappointed when it is not. Then when it really is then "you knew it was him".
Regardless, this guy is going to keep you twisting in the breeze for his own devices for as long as he can. He is going to hope you finally give in and just release the funds. He is out of the house. Living his life with OW. And has no reason to lift a finger to let you move on.
So while you feel like the funds being tied up are a hindrance, really the D being stalled is really where the hindrance is. I get you don't want to do his dirty work. We often tell LBSs not to. UNTIL the time is right. So how much longer are you willing to wait? 6 more months? A year? 2 years?
He will eventually want to marry OW because that is what he does. So eventually he will grow tired of the stalemate and file/move the D forward himself. And when he does KC you will spin out of control again because despite what you type here the fact that you want to reconcile with this lying cheater oozes out of every word you type. Heck, your thread title is still "I don't want a D", as if that isn't completely understood because NO ONE wants a D! Not even the WAS wants a D! If they could wave a magic wand and make their marriage just disappear into the ether, they would. If I on a message board can detect that you are stuck waiting for him, you can bet he does too.
As far as what you have to lose due to home equity, what you should really want is a fair settlement. Even if that means you get less cash due to the home equity. My W wanted to walk away with nothing. I insisted that we would split everything down the middle, 50/50, because that was fair.
"Besides it is humorous to see him spin and sweat thinking we have a court date scheduled and somehow he doesn't know about it."
Narcissistic lying cheater thinks every thing is about him.
M(53), W(54),D(19) M-23, T-25 Bomb Drop - Dec.23, 2017 Ring and Piecing since March 2018