I opened this can by starting the conversation the night before. I figured he didn't bother to read my long text and wasn't interested in what I wrote. But, he stewed on it all day.
I get it. This isn't about myself and my H - there is a 3rd party that this is about too. He can't take her on a trip with him to see SS20 because he is paying for timeshare and car and can't access the 24K.
He had 1/2 of our emergency fund - My half is still tucked away but I assume he has burned through his.