Help everyone! I need input on how to proceed with $ talk with H.
So H has been mentioning separating finances few times over last month. Being a SAHM, part of the reason I choose to not push forward with D right now is because it is financially advantageous for me to do nothing right now. (Neither of us is on a crazy spending spree.) However, I will be able to live if we do divorce also. So my fear of D is very minimal at this point.
We have previously reached a general verbal agreement on how to split our assets. I think now he wants to close my access to both his bank account and his credit card. I think that if he wants to open that can of worms, I will suggest proceeding with D. I will ask for the key to my house back (though his name is still on the lease, he had agreed to continue covering for my rent while he still needs this space as a "storage" for his things). I will stop doing his laundry, dry cleaning....and I will ask him to schedule a time with me in advance if he needs to drop by and get his things. (Will probably ask him to get move most of his clothes and just leave big items here if he needs to). And all this is not to threaten him to back off, but letting him know that's the direction things will be going as we move towards D.
How would I word all these things? I feel like he will be defensive and angry about it all. Also I don't know if he would happily hand me the key back. Am I missing anything issues here?