He filed an answer which means filing wasn't on his priority list otherwise he'd already done it. Oh wait in the agreement it says we pay our own debts and his cc is listed so he didn't pay that off either. S19 told me he financed his appliances since his rental didn't come with any. They are still using the fridge we used to keep in the garage. It has no ice maker or water dispenser (D14 hates this). I'm told he has no garbage can just a bag hanging on a door which he digs through to know what to buy D14.