Captain ~ On the assets, only you can decide where you fall on that spectrum between empathy for your W's potential struggles and getting what you can.
As with all DB decisions, try to see things clearly, and without rose-colored (or gray-colored) glasses. Then you will feel good about whatever decision you make.
Believe me, I'm trying.
The way she is handling this financially, is kind of mind boggling to me.
She wants a divorce, where she pays me at least $20k, and at the same time, she wants to continue living together, with her now paying for all the bills. All this when she has spent about $9k over her net income over the last 6-7 months, has emptied her savings, and will make a huge dent and then some in her retirement to pay me. I should probably stop trying to understand the thinking. I have too much of an analytical mind, I guess.