Cathy,

You know my H doesn't have a lot to hang onto now. He was always better with bills than me. I was responsible for utilities and I paid late most of time,not proud but true. He is a stickler for paying bills on time. C says there is always a spender and a saver, no big deal. Since he left I have been concentrating on paying ontime but he got hold of a traffic ticket with penalties and went ballistic about how I haven't changed. I guess he 4got I have paid everything else on time for 6 mos.
Sorry to hijack!
Nitaf