I just got a look at her full retirement and bank account statements (savings anyway)...she has no money. She has some in retirement, but not a huge amount. Her savings is depleted, and I imagine her checking is as well as she has had to transfer funds from her savings to her checking.
She can't even come close to honoring the offer she made for assets (she keeps the house - it was hers before I met her - and her retirement and bank accounts, I keep my retirement and bank accounts, and she reimburses me for money I spent on the house - about $20k).
I have no idea what she's thinking or what world she's living in.