I fret about money but for now I am okay. I've cut everything that isn't life sustaining. With kids out of school, social distancing and H having D14 full time my bills are lower now.
There is low income senior housing close to work without huge wait times. I've looked into renting a room for when the kids move out but before senior housing. Lots of options.
My anxiety is up and down. Sometimes I think my situation is hopeless and I wish I could die then sometimes I think in the long run I will be happier without H.