Have no fear of the joint account going away. It means nothing.
I'm concerned about getting into discussions about how much belongs to whom. I wouldn't agree that the balance of funds in our savings accounts (one in each name) fairly represents how it should be split. It's never been an issue because it's always been 100% ours. When it gets down to agreeing if its 50/50 or 60/40 or 35/65 then I think that could be problematic.
We also have the family home (owned) and now another house (with mortgage). My W is in the new place as calls it hers all the time. The family home is 20 years old and needs work done to it. I want my W to be safe and okay (plus our kids who spend half their time there) but it's brand new and doesn't need any work done to it. It would seem an unfair split to me if she got 50% of the cash and could (say) take a holiday while my 50% is used up on house repairs.
On the flip side, while my take home pay has always been double hers, she did so much keeping the family going and supporting me. How do you put a value on that?
I don't know how much lawyers cost but if we're talking thousands then is it better to just see it going to the W anyway, rather than into someone else's pocket? Or is that just surrendering too much and not looking after myself?
