Oh - and need I point out, the most sociopath part of this, she does it right before the holidays???
Look, Ive been here for years, and seen a LOT of stories. Just picking up and cleaning out the bank accounts and the house happens pretty infrequently - and is a giant red flag that your spouse has a pretty serious personality disorder (or serious drug addiction, but even they usually aren't this organized).
What's your best guess as to what is REALLY going on?