As someone that just paid a mortgage on a house for a year and a half, I understand where she is coming from. Remember, each month that goes on cuts into the profit. So you have to decide if $5000 is worth the risk of paying for a few for months of principle, interest, taxes, and utilities.
But do not give in if you feel strongly otherwise. Keep your texts very business like. You will likely see her at closing. Be ready to be the best DaB you can be that day. Otherwise, just keep 180ing for you, not her.
M(53), W(54),D(19) M-23, T-25 Bomb Drop - Dec.23, 2017 Ring and Piecing since March 2018