Congratulations on the mortgage refinance! Sometimes it takes a while to find the right company to do business with.
As for the new tree...I am happy that you purchased a new one. The little one served its purpose but it's time to change up some of those holiday traditions and a new tree is just the beginning.
As kml stated, embrace your present and your future. You are light years ahead of him and he's got a lot of catching up to do.
I think you are doing great!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
