Yes dan see your broker to check borrowing capacity. Call bank to see if break fee for paying the mortgage out early.See a lawyer about your family law property settlement entitlements. Is home and mortgage in joint names? If transfer of ownership needed Your lawyer will tell you if there are family law waivers for transfer. Not sure for uk but suspect similar to oz. check with a lawyer anyway.

Check my terminology as uk could be different

Me: early 40's
XW: nearly 50
T: 15
M: 5
BD: Jan 19
S:10 SS: 22 SD: 24