OK yes that's short and sweet isn't it.

Not sure what the re-mortgaging process involves. We do have a mortgage broker so I could speak to her about it potentially ??

For GAL - see further up the thread. Lots of things (for me anyway).

Me - 36, W - 32
No kids
T - 8 yr, M - 3 yr
Discovery - 14 May 2019
S - 25 May 2019 & D bomb - 29 July 2019
D & House sale final - Feb 2020