Thanks Gerda. I'm just in protection mode. H is so secretive, but I've got enough to go on. I've got choice words for my financial advisor on Monday, though. Totally unethical IMO. I will not get ugly, or initiate ugliness. I plan to pray for guidance, and let my attorney handle it.
I am praying about discussing things with the kids. I only really know for sure that H isn't coming home. This is what I might say, and then just let them ask any questions. It will happen today.
I understand exactly what you are saying about how the affairs affect you vs. the financial hits.
I'm also starting to doubt anything he said about shame, guilt, and depression. Maybe he is just a person with bad character. I'll probably never know for sure.