Believe zero of what he says to you and pay attention to actions. The action of opening his own savings acct speaks volumes. His words will aim toward hooking you emotionally and his actions will be discordant to that. He knows your weaknesses and will manipulate you. This is not the person you once knew. My W played the sympathy card to friends and family in order to get money that she eventually blew on new furniture, clothes and her affair partner. Don't fall for it and continue to distance yourself emotionally. You sound to be doing well in terms of GAL, continue doing that.