DnJ - thanks once again for the feedback and insight.
A friend told me once that I might get a really great settlement offer if H feels any guilt or remorse, and I let him file. I believe he deeply feels both of these things. You seem to confirm this. I will discuss this with my attorney - proactive or reactive.
I have one question. You mention custody several times. My kids will be 20 and 22 this week. Perhaps you thought I had minors in the house? Even though they are older, they are still in college and in some way financially dependent on us for some of their expenses. This will for sure be put down as something to work out. Who pays for what.
Anyway. Please elaborate a bit if you meant it in terms of adult, yet partially dependent, children.