St-Johns Wort is great for mood regulation - at least it works for me. Takes about 1-2 weeks to kick in. I also take vitamin B supplements and Omega oil. A lot of people dont believe it helps but I feel much better since starting this daily regimen.
I would highly recommend you find another way to go to IC. Yes you need it. Talk to your former IC, tell him or her your financial sit and see if they can recommend someone who does half sessions, phone sessions, even texting sessions.
