Had a difficult couple of weeks with some full blown anxiety attacks thrown in for good measure.
Still no financial forms or even communication from H or his Lawyer. It just racks up my legal costs every time my L has to chase them for answers. Now I have a mediation appointment where it will be determined if this is a case that can be mediated or she signs a certificate which means we can get it into court. More money for court and more money for the mediation.
Initially, when we separated I covered the mortgage and he covered the fixed household bills. He has now stopped paying, everything has defaulted and I have had to make those payments this week and change the direct debits into my name only. I don't earn enough, so that's going to be fun.
I've spent a considerable amount of time this week talking to all the companies about the costs and getting them reduced as low as possible. And had an appointment with the IFA to see if there was a way I could extricate myself from him financially ie pay him off, but there isn't.
House is on the market but agent thinks if we haven't had any further interest in 2 weeks then we have to reduce the price. Loss of money.
So, he now contributes nothing to a very expensive house that can really only be afforded on 2 incomes.
I sent a text 1 week ago asking if he was in a position to pay the bounced payment. The answer was "Mmmm, I'll think about it" Then a long list of grumbles about his fixed costs at his sh*g pad. His final comment was to suggest that we sit down to sort it out or I could just pay my Lawyer more money for "conflagration" I agreed within a couple of hours. Nothing since. I left it until today and then paid the bills and took a sigh of relief.
Arrived home to a letter from the bank re the overdraft (sizeable) on the joint current account. Looks like a 'we are at the end of our tether' letter and the account is past its OD limit and should be rectified immediately. I haven't used this account since 2007 when I paid off the previous sizeable OD. All my expenditure came from my personal account.
I can't afford to pay into this account to get it back into the limit now I've paid the bills but I am jointly and severally liable for it.
Just can't seem to get one step ahead, or even stand still, when he is making procrastination his middle name. Kids are offering to help out with bills etc, but it doesn't rest easy. It should be the other way round.
He's spiralling downwards and in real danger of dragging me with him at this rate.
That sounds so very hard Yorkie, I'm sorry to hear about the anxiety attacks. I hope you manage to get some forward movement towards resolving the financial stuff (())
