So many responses and my mind is spinning. I appreciate all the 2x4's guys I really do.

Re: the house - if we D, it has to be sold. We can't afford the mortgage if we split income.

I only have 2 points right now:

1. I absolutely agree my W and I need space from each other. IHS will not work. So either I stay in the house or she does, or we do some nesting arrangement. Even if one of us filed for D, I would say we need to separate immediately. For my own emotional well-being.

So the question is who stays in the house, and who leaves. You guys don't need to tell me your advice at this point, I got it smile

2. My W is incredibly confused. She clearly thinks this is my fault. She also has conflicted feelings. That doesn't mean I have hope we can turn it around, but she is not 100% out the door. She said some odd things that indicate she is incredibly conflicted, and I don't think she said these things "for effect." Or she could be full of s@#$. I have to decide whether or not I think things could turn around and whether I want to go through that process knowing it likely won't happen.