S,

I have to say I am very impressed with your knowledge and how your handling yout situation. I spend most of my time on here trying to get newbies to make matters worse. I am a big proponent that you can't make your situation better early on but you can make them worse.

I hope you're not right about MLC because if that's the case you are going to be in for a long painful journey. Based on what I have read from you, I would say you have a good chance to turn this around if you are willing to be strong and patient.

Good luck and keep posting.