As far as couple 1 goes, statistically it's not in the cards for them. You would think after 3x D the guy would have figured it out.
Couple 2, I don't have enough info, but I think I know what's going on and what's going to happen. I agree with the guy in his 70s, 1 to 2 years out I bet it's a different story.
H(37) W(35) D8, D5, S3 T20, M13 BD 8/31/18 EA Discovered 9/13/18 Mediation 10/3/18 W files for D 10/12/18 W moves out 11/10/18 EA confirmed 12/25/18 D Final 1/10/19
