Mine did something similar...but instead of helping pay it all down, she just left. It's not really my concern except she's also trying to get me in trouble at work (confirmed with HR), and she's trying not to have to pay child support despite giving me primary custody. But as for S, he needs a safe place to visit with W. Her mom just retired from a small town radio station, so her income is going to be very low. W makes a decent amount, and they are doing this in her mom's name so that W can dodge having to say it's her house (we're still technically married, so if she IS on the paperwork, that's going to be a giant fiasco for her). Her moms old house is horrendous, she was a hoarder, the place honestly needs to be bulldozed.
I don't think there's any windfall here. W and I work for the same company, so I know roughly what she makes, and it's not enough to swing that house note and child support (once it kicks in). So really, it's a bit amusing the lengths she's going to in order to appear to be a "good mom" and a "tough, smart, independent grown woman".
There's no possible way she could do this without someone else being on the hook for it. And since her mom co-signed for the apartment she was evicted from, once this falls through (which is pretty likely), that's going to make it far, far harder for them to make it work.
