Yes, both of those would have been good answers, I just mumbled something about how I didn't really know what was happening in the future and that if we decide we need a mortgage we'll be in touch. I don't actually owe this bloke an explanation anyway, but I'm so used to being a chatty and open person that having to be constantly on my guard is really difficult. And it threw up so many emotions.
I'm calmer now. I had a cry in the car, I did talk to dh while I was driving (about something car related) but waited until I'd calmed down a bit and I didn't mention the phone call. It really won't help. You're right, being angry at dh isn't of any use, even if it is understandable. I'd just got to a place where I was ok about not thinking about the future too much, and now this just reminded me that the future isn't certain, and that was super hard to be confronted with. And you're right about it not being dh's fault either, I'm sure if he was sure either way he would be letting me know about it.
Patience. It's a work in progress. As is forgiveness and emotional control. I'd best get to my IC, thanks for the pep talk