Just happened to click on your thread and something resonated with my concerning your sitch that I relate to. I was in a similar circumstance with regard to my mortgage and inability to pay it alone. My WW refused to offer in support, wouldn’t allow me to bring in roommates, (due to my son being with me 50% and not having him in same dwelling as strangers)...essentially she made things as difficult as all heck.
So I turned the tables and reached out to my mortgage company and explained my situation and asked if they offerred any aid. They offerred me and I accepted a 6 month “reprieve” program....which essentially is a reverse mortgage. They agreed to a reduced mortgage payment within my means, while any and all unpaid mortgage amount would be applied to the back end of the note. Now this was also under the understanding that I would be selling the house. But in the end it burned my WW, as I reduced our overall principal by $15k over the time my house was on the market and there wasn’t a thing WW could do about it. One of the reasons she became WW was on the anticipated money she assumed she would be getting from me out of divorce....well now the number is essentially pennies on the dollar.
Just saying I would ask your lender to see if they have any programs. If you can avoid your mortgage from going into default, it can prevent your credit from taking a hit, etc. And it gives your WW a bit of her own medicine.
Me - 38 W-37 S6 M 10 years T 13yrs BD 3/18 W moves out 4/18 W files 7/18
