“this will be the last time i will be asking you about the mortgage. if you are not willing to pay your part of it then i don’t have a choice but to call the bank and inform them that we will default with our payments. i would assume whoever is advising you also told you how it will negatively impact our credit. if i don’t get a reply from you by this weekend, i will be giving the mortgage company a phone call come monday.
I assume this is a house mortgage, do the two of you have any equity built up? If so, why would you default on the loan? Assuming there is some equity and assuming you don't want to keep the home I would suggest something more like "W, I can't afford to keep making the mortgage payments alone. If you want to sell the house as we previously discussed then I need for you to pay half the mortgage until we do or we will be at risk of losing the house and our equity, and taking damage to our credit ratings as well. Do you think you can start paying half the mortgage again? If so then we need to discuss how to go about the process of selling the home."
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i have spoken to your lawyer and have agreed to meet him on the 18th. if i remember it correctly, in order for you to have your easy way out, i have given you my terms. i will repeat them again; i would want full custody of D14, her to be the 100% beneficiary of my 403 (b), debts split in half, properties and assets acquired in “different country”split in half, my half being given or named after D14. these are my terms, and i have to put D14’s interest and future first. if you are not willing to meet them, i will be cancelling the meeting with your lawyer,i would be retaining one of my own, and will be preparing myself for a court hearing. “
I agree with LH that it sounds a little threatening, which is likely to invite an equally threatening response back from her. Maybe just say "Before we meet your L I would like to know what your thoughts are on visitation and dividing assets. I sent you my thoughts previously, I would appreciate it if you could let me know before the meeting if we are in agreement or if not then what you are proposing."
I mostly took the above stance with my ex during the proceedings and it really didn't stop her from being a B. I think if I had been confrontational as well then things would have been a whole lot worse though.